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13 tools

Financial calculators

Work out loan payments, savings growth, tax and prices before you commit to anything.

EMI, mortgage, SIP, FD, RD, interest, CAGR, GST, profit margin, discount and tip calculators. Each page lists the assumptions behind its numbers.

Financial calculators — editorial still life representing the tools in this category.
13 financial tools — each with formula, worked example and FAQs.
financial#01

Discount Calculator

Sale price, savings and stacked discounts — with optional tax.

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financial#02

Tip Calculator

Fair tips and clean bill splits — per-person totals included.

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financial#03

Loan Calculator

Monthly payment, total interest and true cost of any loan.

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financial#04

EMI Calculator

Equated Monthly Instalment for home, car and personal loans.

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financial#05

Compound Interest Calculator

Growth on growth — future value with contributions shown yearly.

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financial#06

Simple Interest Calculator

Linear interest on principal — loans, deposits and late fees.

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financial#07

GST Calculator

Add or strip GST — net, tax, gross plus CGST/SGST split.

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financial#08

SIP Calculator

See what a monthly mutual fund SIP could grow to — with optional yearly step-up.

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financial#09

FD Calculator

Fixed deposit maturity value and interest, with quarterly or monthly compounding.

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financial#10

RD Calculator

Recurring deposit maturity value for a fixed monthly saving, compounded quarterly.

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financial#11

Mortgage Calculator

Monthly home payment with principal, interest, property tax, insurance and PMI.

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financial#12

CAGR Calculator

Compound annual growth rate between two values — investments, revenue or anything that grows.

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financial#13

Profit Margin Calculator

Margin, markup and profit from cost and price — or the price you need for a target margin.

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How to get the most from financial tools

Each financial calculator has the same layout: the calculator at the top, then the formula, a worked example, common uses, tips, mistakes to avoid and the sources we used. Run your own numbers first, then use the related calculators at the bottom of the page to check from another angle, such as GST alongside Discount, or Age alongside Date Difference.

Calculations run in your browser, so the numbers you enter are not sent anywhere. If a figure is going into a contract, tax return or medical record, check it against the official source linked on the calculator page.

Common questions

APR annualises fees, so compare APRs across lenders. Flat rates hide true cost — our Loan and EMI pages convert correctly.

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