Is this financial advice?

No — illustrative maths with stated assumptions. Speak to a qualified adviser before borrowing, investing or filing tax.

7 tools

Financial calculators

Financial calculators with honest maths — loans, interest, EMI, GST, discounts and tips.

Loans, interest, EMI, GST, discounts and tips — financial calculators with full amortisation logic and honest assumptions.

Financial calculators — editorial still life representing the tools in this category. — 7 financial tools — each with formula, worked example and FAQs.

✓ Transparent amortisation and compounding logic
✓ Assumptions stated up front
✓ Compare scenarios before you commit

financial#01

Discount Calculator

Sale price, savings and stacked discounts — with optional tax.

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financial#02

Tip Calculator

Fair tips and clean bill splits — per-person totals included.

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financial#03

Loan Calculator

Monthly payment, total interest and true cost of any loan.

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financial#04

EMI Calculator

Equated Monthly Instalment for home, car and personal loans.

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financial#05

Compound Interest Calculator

Growth on growth — future value with contributions shown yearly.

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financial#06

Simple Interest Calculator

Linear interest on principal — loans, deposits and late fees.

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financial#07

GST Calculator

Add or strip GST — net, tax, gross plus CGST/SGST split.

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How to get the most from financial tools

Every financial calculator on CalcHive follows the same workstation pattern: validated inputs, Calculate and Reset controls, a result panel with steps, then a field guide with formula, worked example, five use cases, pro tips and mistakes. Start with the most popular tool in this shelf, run your real numbers, then use Related calculators to cross-check — for example, Discount with GST, or Age with Date Difference.

All calculations run privately in your browser and every page is statically generated for speed. If a figure will appear in a contract, tax return or medical record, treat our output as a rigorous draft and confirm with the authoritative source cited in the disclaimer.